Valuation Specialist (Collateral Management And Va

MAIN PURPOSE OF THE JOB

To provide a professional agriculture, economics and valuation service to support the various Provinces in effectively managing collateral by conducting on-site visits to assess the condition and value of collateral for the Region highlighting any operational factors that may impact the condiiona and future value of collateral .

To conduct on-farm or on site agronomical assessments and inspections of the bank security and re-valuations, effectively manage the collateral in terms of the loan agreement and Collateral Management System (CMS) process thereby identifying collateral shortfalls to minimise risk and prevent financial losses, make recommendations to improve the overall Farm status and mitigate potential risks.

To provide ongoing technical advice to the provincial team on valuations.

KEY PERFORMANCE AREAS

Specialist assessment and valuations of Collateral

• Provide specialist support to Collateral Unit and the Bank.
• Conduct detailed assessment and valuations of agricultural land, industrial land, urban land, farms, plantations, livestock, crops, equipment and other loose assets held by the bank as collateral
• Complete and submit detailed reports as part of a comprehensive valutions, including
• • Viability/Feasibility
  • Comparible sales
  • Risks & mitigations
  • Recommendations

Provincial Agricultural Knowledge Database and Knowledge Sharing

• Collect, process, and package information within the allocated area of responsibility, including amongst others, the determination of the following:
• • Market value of fixed property
  • Produce prices
  • Market trends
  • Economic patterns
  • Potential of land
  • Market valaue of loose assets
  • Market value of crops
  • Market value of other specialized assets
• Keep the database up to date as appropriate and share at a divisional level
• Contribute information to the national agricultural specialists database

Customer and Stakeholder Relationship Management

• Build, foster and maintain consistent, effective and strong relationships with key role players (internal and external) and strengthen relationships with the potential to secure additional business opportunities from external for the bank.
• Participate in agriculture events in the province, and contribute to research and insights as a subject matter specialist respected by peers in the industry.
• Represent Land Bank in appropriate forums and events as appropriate.
• Stay up to date with provincial initiatives and developments and further strengthen the relationship to assess further business opportunities to promote long-term mutually beneficial relationships.

Risk Management