Commercial Underwriter

The Commercial Underwriter will be responsible for evaluating and assessing commercial insurance applications, analyzing risk factors, and determining appropriate coverage and terms.
The successful candidate will ensure that underwriting decisions align with company standards and regulatory requirements while maintaining strong client and broker relationships.

Key Responsibilities

• Evaluate and assess commercial insurance applications to determine risk exposure.
• Develop, negotiate, and issue insurance policies and endorsements in line with underwriting standards.
• Maintain strong relationships with brokers, clients, and other key stakeholders.
• Ensure underwriting practices comply with company policies and regulatory requirements.
• Collaborate with the claims department to assist in resolving underwriting-related matters.
• Stay informed on market trends, emerging risks, and industry developments.
• Maintain accurate and detailed records of underwriting decisions and policy documentation.
• Address client inquiries and concerns promptly, ensuring service excellence and retention.
• Provide professional advice and support to clients and internal teams.
• Contribute to continuous improvement of underwriting processes and service quality.

Key Attributes

• Exceptional attention to detail and accuracy.
• Proactive and solutions-driven mindset.
• Strong customer service orientation.
• Excellent communication and negotiation skills.
• Collaborative team player.

Requirements

• Matric (Grade 12) or equivalent qualification.
• 2â??5 years of experience in commercial underwriting, preferably within short-term insurance.
• Relevant certifications (e.g., NQF Level 4, RE5) are advantageous.
• Strong analytical, decision-making, and problem-solving skills.
• Solid understanding of commercial insurance products and underwriting principles.

Remuneration
Market-related salary based on experience.

**Only shortlisted candidates will be contacted**