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Loans Manager - 3 Months Contract

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General Details

Location:

Johannesburg CBD, Johannesburg

Advertised By:Agency

Company Name:Isilumko Staffing.

Job Type:Contract

Description

Job Description:

We are seeking a dedicated and highly skilled Loans Manager to oversee a diverse range of vanilla and structured financial deals. In this role, you will be responsible for providing expert guidance, support, and oversight for all new deals, ensuring efficient processes, procedures, and systems. Your role is crucial in identifying trends and opportunities for improvement to optimize our financial operations.

Key Responsibilities:

Essential Functions:

Address queries related to P&L, Margin, and other financial aspects to minimize potential losses, interest claims, and reputational damage.
Manage facility extensions and restructures, ensuring accurate deal updates and rebooking.
Build and maintain trusted relationships with internal stakeholders for the accurate booking and execution of Investment Banking (IB) loan and syndicated positions.
Confirm fund receipt and settlement values, process loan settlements, and client refunds as required. Vet and authorize settlement figures for vanilla and structured transactions.
Contribute to the development of standard operating procedures, working instructions, and policies to enhance compliance and governance.
Engage in deactivating statement runs, updating loan statuses, and ensuring uninterrupted debit order processing. Write off exposure or implement restructuring strategies.
Engage with clients to provide settlement figures, confirm cash in bank accounts, and support the resolution of outstanding unreconciled entries.
Collaborate with clients, lenders, and 3rd party syndications to manage queries and facilitate the inward and outward flow of cash throughout the deal lifecycle.
Follow up on outstanding settlements with clients and lenders, escalating unresolved matters for review or resolution. Attend relevant forums as required.
Ensure funding positions align with Money Market trades and prepare manual dealing tickets for interdivisional foreign currency settlements.
Independently manage allocated portfolios, managing subsequent drawdowns, margin variations, and prepayments/repayments, ensuring accurate data for the loan book.
Investigate and resolve client, lender, and internal queries to prevent any P&L impact.
Maintain a clear understanding of the IB deal life cycle, procedure changes, and risks to process loans accurately and interact with key stakeholders effectively.
Provide input and support for new products to ensure operational feasibility and review their impact on existing processes.
Provide oversight and support, booking initial loans for a portfolio of structured deals, ensuring accurate cash flows, margins, and maturity dates...
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Id Subtitle 1245052657

Isilumko Staffing.

Selling for 2+ years

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Key Responsibilities: To actively prospect potential home loan clients, through lead providers (agents and originators) and through personal marketing and people engagement opportunities, then by using the appropriate needs analysis based selling techniques, either switches them from other financial institutions or to offer them a new home finance packages that is tailor made and accompanied by our Amazing service. Alignment to business driver/Strategy To ensure that roll up branch, regional and national targets are achieved and hence contribute to maximising company profits and shareholder value. Source potential clients Using proactive prospecting methods: Create a strong network of potential clients through ongoing partnering and relationship building;Using proven and measurable reactive methods: (1)Referral campaigns, (2) Personal marketing opportunities i.e. Shows, Expos, Mall campaigns etc. (3) Email campaigns, (4) Corporate presentations (5) Networking (6) Call duties (7) Social activities (8) SAPTG letters (9) Flyers (10) Open House Days Identify needs Identify the primary financial and emotional needs of the potential client by asking open ended questions and then actively listening to their responsesPre-qualify the potential client through understanding their background situation and linking it to the credit matrixIdentify the financial problems / challenges faced by the potential client and the impact it is having on themShould potential client not qualify, keep their details for possible future follow-up Match relevant product package to relevant need Using outstanding product knowledge, present the features and benefits of a product package to the potential client in such a way that it meets their need and solves their problemsExplain to the potential client the procedure taken to process their applicationApply the correct credit criteria when assessing the fileDrafting motivations and explanations of any abnormalities for better understanding Explain the LOA (Final Grant) and close the deal Explain all the important figures, conditions and terminology in the LOAClose the deal by first summarising the benefits of the relevant product package as it relates to the identified need, then asking for the business Maintain customer contact and Follow-up https://protool.gumtree.co.za/external-link-browser.html?url=aHR0cHM6Ly93d3cuZGl0dG8uam9icy9qb2IvZ3VtdHJlZS8zNjczMDE0OTE1P3NvdXJjZT1ndW10cmVl&jid=1553861&xid=3673014915

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Review new deal opportunities and prepare preliminary recommendations to the Fund Manager prepare investment reports for Risk and Investment Committee for consideration. Provide investment input and valuations for reports and financial statements, further assist with the deal structuring based on the acceptable financial gearing. Key Performance Areas: Maintain responsibility of the transaction. preparation of project appraisal to risk.Leverage funding structure that suits the client and minimises the organization’s exposure.Operate as the transactions leader and maintain accountability for managing all aspects of converting a transaction from application to final approval. including disbursement.Establish and manage relationships with clients. financial institutions, sector players and other counterparties for originating and sourcing of the deals.Product development: establish innovative structured finance solutions for clients.Analyse financial outcomes. define pricing strategy and development impact.Source deals. assess their viability and prepare submission report to the credit committee.Prepare submission to relevant committee for Due Diligence approval.Compile a Due Diligence work plan. negotiate a lending project term sheet and structure the deal to meet the client requirements. all under the supervision of the Investment Principal.Manage the funding process in conjunction with the legal and post investment department.Negotiate documentation or legal terms with all related internal and external stakeholders.Undertake the collection of project documents once the deal is approved by respective committees.Ensure the communication reaches the client once the deal is approved. Minimum Requirements: Minimum B. Com Degree (Finance. Accounting. Agricultural Economics. Business Economics).CA and/or MBA with agriculture/acquisition transaction background.Minimum of 5 years’ experience in deal making environment.Understanding of the organization’s mandate and investment guidelines.Should possess good analytical and modelling skills and be able to apply organization’s financial modelling methodologies.Deal structuring and implementation.Financial modelling and Business valuation methodologies.Network building and use of professional relationship to yield a flow of quality leads.PC literacy and competency in Excel spreadsheet, MS Word and MS PowerPoint.Understanding of the organization’s mandate and investment guidelines.Good analytical and modelling skills and be able to apply the organization’s financial modelling methodologies.Business development and marketing of Rural Fund products.Should possess amongst other th... https://protool.gumtree.co.za/external-link-browser.html?url=aHR0cHM6Ly93d3cuZGl0dG8uam9icy9qb2IvZ3VtdHJlZS8yMjA5MzI1MDM2P3NvdXJjZT1ndW10cmVl&jid=1409892&xid=2209325036

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Purpose of role: The incumbents role will ensure collating, checking and analyzing data and examining fund’s accounts and financial control systems. Furthermore, gauge levels of financial risk within the Fund Accounting Business Units and ensure that financial reports and records are accurate and reliable. Develop and maintain systems of internal controls to safeguard financial assets of the funds and oversee programs, the coordination and activities of independent auditors ensuring that all financial reports and records are accurate and reliable. Operational requirements : To manage a portfolio of Funds, ensuring that the audits of the Funds run smoothly and deadlines are met.Implementing and maintaining standard operating procedures relating to audits throughout the Fund Accounting departmentCoaching and training junior staff on engagements directing them per the SEB methodology and the Pension Funds Act.Ensure compliance with regulatory requirements through adherence to policies, procedures and guidelines.Stay abreast of the latest industry developments and changes in legislation and statutory requirements to ensure compliance and timeous implementation of requirements.Organising and facilitating the planning meetings to ensure team coherence and understanding of the client service objectives, risk areas, the clients business, the relevant deliverables, and their deadlines.Reviewing audit team’s work before assigning to the Snr Manager Fund Accounting for reviewReview various data analytics tools, which can be utilized audits to produce quality, work faster at the same time fulfilling the audit imperatives for the year.Planning the audit work-Preliminary analysis of the trail balance, understanding the entity and environment, budgeting, determining materiality and reading minutes to identify significant matters to be noted during the audit and to understand the Fund.Understanding the clients’ business processes, controls and identifying weaknesses in the system and making recommendations.Ensuring the client adheres to the Pension Funds Act and the regulations per the Financial Sector Conduct Authority and other regulatory bodies.Ensuring that the investments were invested within the prescribed investment strategy and that the administrator has invested the monies per the client mandates and testing the investments to ensure that all risks identified have been appropriately addressed.Ensuring that all audit queries have been adequately cleared by the team members. RECORD KEEPING AND FILING Ensure all documentation relating to funds are saved in the member profile on the system.Ensure appropriate notes are recorded in the member profile on the system.Full fund administration system filing.https://protool.gumtree.co.za/external-link-browser.html?url=aHR0cHM6Ly93d3cuZGl0dG8uam9icy9qb2IvZ3VtdHJlZS8yODUzOTQ3MDM3P3NvdXJjZT1ndW10cmVl&jid=1726797&xid=2853947037

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Groups and Incentives Operations Manager

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KEY OUTPUTS Clients Guests and Suppliers Be on call for any major emergencies and immediately alert the client and Regional Touring ManagerConstantly re-evaluating internal processes, eliminating any re-work to ensure the smooth, effective and efficient functioning of the teamActively work at improving information flow to all key Suppliers via the MOSEnsure all client and/or guest complaints are replied to immediately and follow process of informing Guest Feedback and ensure Regional Manager Touring copied on all relevant correspondenceAssisting consultants in advising clients on all product related queriesActively checking the MOS on filesNegotiate preferential rates with suppliers and specialised terms for group bookingsImplement secondary buying with the groups team to increaseMust be able to do on-site inspections with Clients and assist with traveling groupsHelp prepare and support all operations of traveling filesAssist with compilation of gifting, filing, welcome notesEnsure all country travel restrictions are taken into account in planning and executing of groups travelingAssist in all administration required for adhering to travel restrictions and paperwork are in place and done for each guestEnsure administration Covid 19 protocols are in place for traveling groups People Managing a team of groups consultants when the G&I Sales Manager is on leave or travellingHands on management and checking of all files to ensure all quality control measures are in place and the operations of the itinerary pre trip and during trip and post trip go according to operating proceduresEnsure emergency duty reports are submitted each Monday and any issues are followed up and action taken and outcome reported to Regional Manager Touring Finance Ensure through strong commercial focus that all files are profitable and that margins remain in line with company guidelines and immediately bring to attention of G&I Sales Manager any errors resulting in loss of margin through consultant or supplier errorMonth end processes and procedures to be complete accurately and timeously complying too the month end time tableSupport and communicate with accounts teams to ensure debtors are collected timeously and inform Regional G&I Sales Manager, Manager Touring and Sales Director/Sales Manager of any potential bad debtBack buy opportunities are created to increase the Margins where possible KNOWLEDGE REQUIRED Extensive knowledge of Tourplan, alternatively, another reservations systemIn-depth geographical, logistical and product knowledg... https://protool.gumtree.co.za/external-link-browser.html?url=aHR0cHM6Ly93d3cuZGl0dG8uam9icy9qb2IvZ3VtdHJlZS8xMTM1MTIyNDQ4P3NvdXJjZT1ndW10cmVl&jid=1258551&xid=1135122448

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Senior Insights Strategist (digital & radio)

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WHO ARE WE? We are a dynamic and innovative media solutions group dedicated to driving success through cutting-edge multichannel strategies. Our mission is to deliver impactful and effective media solutions that empower our clients to excel in the digital communications industry. WHO ARE WE LOOKING FOR ? An experienced Insights Specialist with in-depth knowledge of consumer behavior and shifts, especially in the digital and radio domains. WHAT WILL YOU DO? As a key member of our team, you will play a crucial role in conceptualising and productising innovative multichannel media solutions. Your responsibilities will include: Developing insights to support our clients marketing objectives and drive ROI.Building compelling storylines from a convergence and multichannel perspective.Evaluating briefs and providing strategic recommendations for clients and advertisers.Proactively generating ideas to enhance client media strategies.Preparing and delivering presentations to clients and advertisers.Taking a proactive approach in analyzing various sectors and devising comprehensive 360-degree solutions. Youll also be involved in: Developing a multichannel product set aligned with specific marketer objectives.Formalizing and executing a product development process.Playing a key role in championing the development and delivery of performance-based campaigns.Being actively engaged in strategic pitches.Contributing significantly to the development of multichannel skills across our group.Undertaking key projects as directed by management, such as new business pitches and media landscape reports.Building strong client relationships, both internally and externally, to better understand client needs.Collaborating with our Sales team in client presentations.Attending regular status meetings and necessary training sessions.Preparing and maintaining detailed internal documents and collateral to support our sales teams. WHAT DO YOU NEED? To excel in this role, you should possess the following qualifications and skills: A degree or equivalent (NQF 7) in Marketing, Advertising, or Media Studies.A minimum of 5 years of experience in a mid-level position within a large Media or Market-related organization.Access to your own vehicle, a valid SA Driving License, and the ability to travel with your own transport. Additionally, you should have: Extensive knowledge of market, consumer, and research dynamics.Proficiency in common media tools, advanced media tools, and emerging media tools such as Telmar, Arianna, AMPS, TGI, Effective Measure, Google Analytics, and Ad Dynamix.Strong commercial... https://protool.gumtree.co.za/external-link-browser.html?url=aHR0cHM6Ly93d3cuZGl0dG8uam9icy9qb2IvZ3VtdHJlZS8xMDM0OTY4MTg5P3NvdXJjZT1ndW10cmVl&jid=1719959&xid=1034968189

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