Junior Credit Manager

Job Description:
Evaluate credit risk within a defined portfolio
Make credit decisions within your mandate and ensure sound risk management
Implement scorecards and affordability models to optimize lending strategies
Drive automation and process improvements in credit management

Skills & Experience:
Strong knowledge of credit management processes and controls
Ability to lead and collaborate across diverse teams

Qualification:
Completed BCom degree (or equivalent).
Minimum 2 years experience in financial services or credit management within the retail industry.