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Key Responsibilities: To actively prospect potential home loan clients, through lead providers (agents and originators) and through personal marketing and people engagement opportunities, then by using the appropriate needs analysis based selling techniques, either switches them from other financial institutions or to offer them a new home finance packages that is tailor made and accompanied by our Amazing service. Alignment to business driver/Strategy To ensure that roll up branch, regional and national targets are achieved and hence contribute to maximising company profits and shareholder value. Source potential clients Using proactive prospecting methods: Create a strong network of potential clients through ongoing partnering and relationship building;Using proven and measurable reactive methods: (1)Referral campaigns, (2) Personal marketing opportunities i.e. Shows, Expos, Mall campaigns etc. (3) Email campaigns, (4) Corporate presentations (5) Networking (6) Call duties (7) Social activities (8) SAPTG letters (9) Flyers (10) Open House Days Identify needs Identify the primary financial and emotional needs of the potential client by asking open ended questions and then actively listening to their responsesPre-qualify the potential client through understanding their background situation and linking it to the credit matrixIdentify the financial problems / challenges faced by the potential client and the impact it is having on themShould potential client not qualify, keep their details for possible future follow-up Match relevant product package to relevant need Using outstanding product knowledge, present the features and benefits of a product package to the potential client in such a way that it meets their need and solves their problemsExplain to the potential client the procedure taken to process their applicationApply the correct credit criteria when assessing the fileDrafting motivations and explanations of any abnormalities for better understanding Explain the LOA (Final Grant) and close the deal Explain all the important figures, conditions and terminology in the LOAClose the deal by first summarising the benefits of the relevant product package as it relates to the identified need, then asking for the business Maintain customer contact and Follow-up https://protool.gumtree.co.za/external-link-browser.html?url=aHR0cHM6Ly93d3cuZGl0dG8uam9icy9qb2IvZ3VtdHJlZS8zNjczMDE0OTE1P3NvdXJjZT1ndW10cmVl&jid=1553861&xid=3673014915

Johannesburg CBD

Accountant - Ad posted by People Dimension

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Requirements:SAIPA Articles (Preferably done in a small firm) Job Description:1. Monthly Analyses Sales and Cost of Sales:• Ensuring that sales and cost of sales transactions are correctly allocated. 2. Monthly Analyses operating Expenses:• Bad Debts• Cleaning• Commission Paid• Consulting Fees• Repairs and Maintenance• Staff Training• Staff Welfare• Subscription• Telephone and Fax 3. Monthly Analyses Sales and Cost of Sales:• Journalising the manufacturing variances and ensuring that the variances asper the income statement/T.B balances with the Weekly/Monthly Production Report. 4. Monthly Analyses and balancing of loan accounts:• Preparing loan account schedules.• Ensuring that the loan accounts balance in all sets of accounts.• Preparing monthly summary of outstanding balances. 5. Month end schedules for the instalment sales:• Reconciling loan statements to the balances as per the accounting records.• Processing finance charge journals.• Preparing monthly summary of outstanding balances. 6. Fixed Asset Register:• Maintaining the fixed asset register.• Process depreciation journals.• Maintain fixed asset file. 7. Ensure that the cash books are processed and reconciled on a weekly basis. 8. Ensure that all inventory control accounts balance with stock on hand schedules (Quantities, unit cost and value) 9. Ensure that debtors are balanced by no later than 2 work days after the last day of the month:• Debtors to have received their monthly statements by no later than 2 work days after the last day of the month. • Ensure that statement are correct and sent to the correct contact person for each respective client. 10. All creditors must be reconciled by the 10th of each month.• Prepare creditors reconciliations for each creditor. (Including NED Fleet Account) • Ensure that all variances are recoiled and clearly set out on the creditor’s reconciliation. 11. Payroll Accrual Accounts:• Prepare monthly payroll journal.• Prepare a reconciliation for each of the payroll accrual accounts. • Ensure that each payroll accrual accounts balances to actual outstanding amounts. 12. VAT Reconsolidation:• Prepare monthly VAT reconciliation.• Ensure that accounting records balance with VAT 201 forms. 13. Provision for Taxation:• Prepare monthly provision for taxation journal.• Prepare monthly provision for taxation schedule. Month End Reporting:https://protool.gumtree.co.za/external-link-browser.html?url=aHR0cHM6Ly93d3cuZGl0dG8uam9icy9qb2IvZ3VtdHJlZS8xNDQ4NzgwNDQzP3NvdXJjZT1ndW10cmVl&jid=1523447&xid=1448780443

Windsor East

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Robert Walters South Africa *The role will include:* * The preparation, analysis, and validation of model development data * The conceptual design of a modeling approach and model architecture, incl. model principles, quantitative methods, and underlying assumptions * The development of model code, e.g. SAS producing full model development documentation and communication material * Producing high-quality model review / audit / validation reports * Participating in content discussions with stakeholders such as credit specialists, independent validators, auditors * Presenting outputs of modeling work at technical forums or working groups * Producing professional progress reports to project leaders * Supporting models throughout the model life-cycle, including governance and approval processes * Supporting the delivery of high-priority projects and activities, under pressurized conditions. You will also need experience in order to: * Lead junior team members with the execution of project tasks. * Structure complex tasks in a goal-oriented way and deliver innovative solutions under tight timelines. *Requirements of this position:* * BCom Qualification * Strong presentation skills and an ability to effectively and credibly communicate with senior stakeholders and non-technical stakeholders. * 3+ years experience with the development, validation and implementation of credit risk models - spanning regulatory capital (A-IRB/RWA - PD, LGD, EAD) and impairments (IFRS9 - lt. ECL), across retail credit portfolios, such as Home Loan, Credit Card, Vehicle Finance, Personal Loan portfolios OR wholesale credit portfolios, such as Corporate, Specialised Lending and Banking. * Consulting background preferable, with track record of involvement in project delivery. * Experience in credit portfolio modeling, e.g. credit economic capital, loss forecasting or credit risk stress testing may be beneficial. * A strong understanding of retail or wholesale banking portfolios and operations such as credit decisions, credit process and portfolio management process. * Strong analytical skills and a post-graduate qualification in a quantitative discipline (e.g. statistics, actuarial science, financial mathematics, applied mathematics). * Applied working experience with developing and using programming languages (e.g. SAS, Matlab, R, Python) and data structures. *Requirements of this position:* * BCom Qualification * Strong presentation skills and an ability to effectively and credibly communicate with senior stakeholders and non-technical stakeholders. * 3+ years experience with the development, validation and implementation of credit risk models - spanning regulatory capital (A-IRB/RWA - PD, LGD, EAD) and impairments (IFRS9 - lt. ECL), across retail credit portfolios, such as Home Loan, Credit Card, Vehicle Finance, Personal Loan portfolios OR wholesale credit portfolios, such as Corporate, Specialised Lending and Banking. * Consulting background https://protool.gumtree.co.za/external-link-browser.html?url=aHR0cHM6Ly9lbi16YS53aGF0am9icy5jb20vY29vcG9iX19jcGxfX18xNTU1XzQzNDQ3X180OTc/dXRtX3NvdXJjZT1ndW10cmVlJnV0bV9tZWRpdW09ZmVlZCZrZXl3b3JkPQ==&jid=1233672&xid=1555_43447

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Our client, a leading Corporate Bank is looking for a Cash Management Sales Professional in South Africa. They will be responsible for displaying sound product and market knowledge and bespoke solution design. They will deliver proactive resolution pitches and ensure high quality marketing for mandates, events, awards, pitch-book, proposals within the country remit. Direct Responsibilities Acts as primary individual responsible for Cash Management Sales in the assigned geography ensuring top notch delivery to allocated client portfoliosMaintain an active dialogue with the client during the entire life cycle of the deal, supervise implementation and act as Cash Management Sales Manager, being the first line of contact on any related Cash Management topicKeep up to speed with the knowledge base of the market, products, competition, regulatory developments to be able to act internally and externally as our clients AmbassadorProduce top-notch and high-quality proposals responses, pricing structures and overall advisory solutions regarding Cash Management setupSupports the Head of Cash Management and Cash Development Loans (CDL) in maintaining an active opportunity pipeline and constant dialogue with coverage stakeholders to maximize the Cash Management wallet share on assigned client portfolioClosely monitor Customer Experience (CX)/User Experience (UX) and recommend actions to improve satisfaction levels.Available Levers: Seeks contribution of the Cash Management team and Product Management TeamsAttend required training and education to excel his/her proficiency as a Cash Management ExpertEscalate promptly any client raised issue to prevent negative consequences to the relationship Required skills: Finance, Accounting or any related DegreeMinimum work experience – 5 to 10 years. Competencies, Experiences and Skills: Previous client facing role in a Sales or Relationship Management function within Cash ManagementRegional knowledge of the market in South Africa/Sub-saharan AfricaStrong quantitative, analytical and problem-solving skillsExcellent organizational skills. Able to deliver under pressure within tight deadlines and with strong capacity for autonomyA team player with a genuine interest to collaborative mindsetResults-driven individual, used to being managed through quantitative Key Performance Indicator (KPI)Excellent written skills, proficient in MS applications (Excel, Word, PowerPoint etc.)Fluent in English with outstanding presentation and communication skillsA positive and energetic personality, able to influence and inspireGood knowledge of system and strong internal network https://protool.gumtree.co.za/external-link-browser.html?url=aHR0cHM6Ly9lbi16YS53aGF0am9icy5jb20vY29vcG9iX19jcGxfX18xMTA4XzQ3ODM5X180OTc/dXRtX3NvdXJjZT1ndW10cmVlJnV0bV9tZWRpdW09ZmVlZCZrZXl3b3JkPQ==&jid=1165904&xid=1108_47839

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"personal loan" in Johannesburg

personal loan in Johannesburg (22 results)

Results for personal loan in All Categories in Johannesburg