Under debt review loan in Gauteng | Gumtree Classifieds in Gauteng

Clear All

Suggested

Cape Ads

Results for under debt review loan in "under debt review loan" in Gauteng in Gauteng

Save

Role Overview Home Loan Specialist This is an external sales role within a fast-paced, target-driven environment. The consultant will be responsible for managing their own pipeline, generating leads, and converting deals.Support includes full onboarding, product training, and access to marketing tools.Actively engage in prospecting potential home loan clients by leveraging lead providers (Estate Agents, Bond originators, direct to client) and direct marketing, utilizing needs analysis-based selling techniques. Facilitate the movement of existing home loans from other financial institutions to or offer tailor-made home finance packages accompanied by exceptional service. Source Potential Leads: Utilize proactive and reactive prospecting methods.Develop a robust network through partnerships and relationship building.Execute referral campaigns, outdoor/Mall/Community marketing, social media, corporate presentations, wellness days. Identify needs: Employ open-ended questioning to understand clients financial and emotional needs.Pre-qualify clients by assessing their background and linking it to credit health reports and affordability.Identify financial challenges and offer solutions.Ensure proper records of leads and follow ups. Match Product Offerings to Needs: Utilize extensive product knowledge to present tailored solutions.Explain application procedures and apply appropriate credit criteria.Provide upfront explanations of situations that need clarity and ensure supporting documents. Explain Final Approval and Successful Closing: Clarify all terms and conditions of the final offer to client.Summarize benefits of the product package and all relevant conditions. Maintain customer contact and Follow-up: Keep clients updated throughout the process.Provide clear explanations to client inquiries.Maintain contact after client has accepted our offer and request referrals. Applications capture and file construction: Complete and capture applications accurately, based on what the client requires and qualifies for.Compile supporting documents and ensure the file is completed and ready to process. Ideal Candidate Profile: 23 years of external sales experience (real estate, finance, insurance, etc.)Self-motivated, confident, and proactiveOwn reliable vehicle & valid drivers licenseClear credit record (no debt review or adverse listings)Experience in proactively prospecting in a pressurized sale environment.Strong adminis https://www.jobplacements.com/Jobs/H/Home-Loan-Specialist-1277112-Job-Search-4-1-2026-7-01-08-AM.asp?sid=gumtree

13d

Job Placements

Kensington

Save

Job descriptionIntroductionWe are seeking a highly motivated and experienced Loan Administrator to join our dynamic team. The ideal candidate will be responsible for managing the full loan lifecycle, from origination to ongoing administration. This role requires someone with strong attention to detail, exceptional organizational skills, and the ability to work effectively in a fast-paced environment. If you're looking for an opportunity to apply your finance and loan management expertise, this is the perfect role for you!Duties & ResponsibilitiesAs a Loan Administrator, you will be responsible for:Loan Origination• Creating and maintaining application folders on the server• Saving and organizing documents in the correct format• Performing feasibility assessments (Deeds Office search, loan-to-value calculations)• Reviewing pre-approval documents as per the checklist• Drafting and saving proposals on the server• Performing funding costing model calculations• Sending proposals and pre-approval checklists to sales representatives• Following credit committee protocol (loan application reviews, amortization/repayment schedules, credit matrix, affordability assessments)Loan Management• Creating and updating loan statements and monthly summary reports• Capturing daily bank transactions and updating debit order reports• Maintaining monitoring, collections, and non-performing loan reports• Assisting sales representatives and managing agents with queries• Supporting the legal team in amending loan statements as requiredPortal Management• Uploading valuation documents to Google Drive• Updating loan asset spreadsheets quarterly• Uploading loan statements and ensuring completeness of documentation• Sourcing missing documents where requiredGeneral• Filing all documentation(quinn pay system experience will bbe an advantage)• Ensuring documents saved on the server follow the correct format• Updating repayment and amortization schedules• Maintaining mailing lists• Creating payment instructions• Assisting with ad-hoc requests and queriesExperience• working within a banking or financial environment will be an advantage• Experience with amortized cost, fair valuations, impairments, and discounted cash flows• Experience with creditors, cashbook, and general ledger reconciliationsSkills• Prioritization and time management• Excellent verbal and written communication• Exceptional attention to detail• Self-motivated and analytical• Proficient in MS Office Suite (advanced Excel an advantage)• Knowledge of accounting systems/programs (desirable)Package & RemunerationThe compensation package will be competitive and commensurate with experience. Interested?If you meet the above qualifications and are ready to take on a new challenge, we would love to hear from you! Please submit your application along with an updated CV and any supporting documents.

20d

Johannesburg CBD

Save

Job Specification: Credit AnalystReporting ToHead of Credit / Credit Manager & Head of OperationsRole PurposeTo assess, analyse, and evaluate credit applications to support sound lending decisions, protect the company’s capital, and ensure deals are structured in a manner that balances risk and profitability. The role exists to apply disciplined credit thinking across all transactions and maintain the quality of the loan book.Key Responsibilities Credit Risk AssessmentAnalyse financial statements, bank statements, management accounts, and tax records.Assess creditworthiness using financial ratios, cash flow analysis, and debt servicing capacity.Evaluate both quantitative and qualitative factors, including business model, industry risk, and management capability. Deal Evaluation & Structuring SupportReview and stress-test proposed deal structures to assess viability.Recommend appropriate deal terms including deposits, repayment periods, residual values, pricing, and security.Identify risks and propose mitigation strategies such as guarantees, cessions, or upfront contributions. Due DiligenceConduct background checks on clients, directors, and related entities.Verify asset values and confirm supplier or dealer credibility.Ensure all required documentation for a complete credit review is obtained and accurate. Credit Report PreparationPrepare clear, concise, and well-motivated credit reports for internal or credit committee approval.Present transactions in a structured format, highlighting key risks and mitigants.Provide recommendations to approve, decline, or request further information. Policy & Compliance AdherenceEnsure all credit assessments comply with internal credit policies and applicable regulations (e.g. NCR, FICA).Identify and escalate any policy deviations or exceptions.Maintain accurate records and audit trails for all credit decisions. Portfolio MonitoringMonitor repayment performance post-disbursement.Identify early warning signs of distress or potential default.Recommend corrective actions, restructuring, or recovery strategies where required. Collaboration & CommunicationWork closely with sales, legal, and operations teams to support deal execution.Apply independent judgement and challenge assumptions or overly optimistic projections where necessary.Communicate credit decisions and ratio https://www.executiveplacements.com/Jobs/C/Credit-Analyst-1276859-Job-Search-03-31-2026-07-00-15-AM.asp?sid=gumtree

14d

Executive Placements

Illovo