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A leading financial institution is seeking a dynamic and strategic leader to take on the role of Head: Home Loans Collections within the Personal & Private Banking segment. This is a high-impact leadership role focused on driving recovery strategies, enhancing collections performance, and protecting the banks secured lending portfolio.Key Responsibilities:Design and implement strategies to recover and rehabilitate distressed secured assets (immovable, tangible, intangible) linked to doubtful debtsLead and guide the Home Loans Collections team, ensuring alignment with best practice, governance, and risk frameworksOversee the full collections lifecycle, including foreclosure management, litigation strategies, and rehabilitationDrive collections target achievement while managing risk exposure and client outcomesEnsure robust compliance with legal and regulatory standards across all collection processesCollaborate with internal stakeholders across Credit, Legal, Risk, and Client Experience teamsContinuously evaluate and improve operational processes to optimize recovery effortsIdeal Candidate Profile:A seasoned leader with a strong background in collections, credit risk, and recoveryProven experience in leading teams and designing credit collections strategiesDeep understanding of secured lending, portfolio analysis, and foreclosure processesSolid grasp of relevant legal, compliance, and governance frameworksStrong decision-making, leadership, and stakeholder management capabilitiesMinimum Requirements:Bachelors degree in Finance, Business, Risk Management, or a related field10+ years of experience in Credit Risk, Collections, or Recovery, including functional leadershipCertification in Risk Management (CRM) or equivalent is advantageousExperience in banking, home loans collections, and distressed asset recoveryFamiliarity with quantitative analysis, risk reporting, and workflow managementKey Competencies:Strategic Thinking & Decision MakingLegal & Regulatory ComplianceRisk Awareness & Portfolio ManagementCollections and Foreclosure OversightPeople Leadership & Performance ManagementCommunication, Influence & Resilienceð??© Looking to make a strategic impact in secured lending collections? Apply now or connect for a confidential discussion.How to Apply: If you meet the a https://www.executiveplacements.com/Jobs/H/Head-Home-Loans-Collections-1195491-Job-Search-06-18-2025-10-13-31-AM.asp?sid=gumtree

7mo

Executive Placements

Kensington

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This role is central to shaping and governing advanced credit decisioning, behavioural, and collections models across personal loans and overdrafts. The successful candidate will play a key role in strengthening portfolio performance, managing risk, and driving sustainable growth through sophisticated analytics.The primary purpose of this role is to design, implement, and continuously enhance best-practice credit, behavioural, and assessment models in line with regulatory requirements. This will enable effective risk management, improved customer outcomes, and the achievement of strategic objectives within Personal Banking.Key Responsibilities: Design and optimise credit decisioning strategies that effectively balance portfolio growth with risk appetite across personal loan and overdraft productsDrive portfolio performance by analysing and improving key ROE drivers, including NII, NIR, impairments, and underlying cost structuresIdentify innovative yet compliant opportunities within the National Credit Act (NCA) to enhance credit strategies and customer value propositionsApply advanced analytics and bureau data to build robust, efficient, and scalable decisioning modelsAnalyse the impact of loan sizes and terms on take-up, risk, and profitability, to inform credit policy and risk appetite decisionsLead, coach, and develop a small team of Analysts to deliver against KPIs and strategic objectivesJob Experience and Skills Required:Education:Bachelors degree in Data Science, Statistics, Actuarial Science, Mathematics, Computer Science, or a related fieldMasters degree preferredExperience:5+ years experience in quantitative or analytical roles within the unsecured credit environmentProven experience working on personal loan and overdraft portfolios within a major South African bankStrong track record in credit risk decisioning, including scorecards, credit policies, profitability models, and impairmentsHands-on experience applying and interpreting the National Credit Act (NCA) in a credit decisioning contextDemonstrated ability to translate complex data into clear and commercially sound insightsExperience leading, mentoring, or managing Analysts (minimum 2 direct reports)Skills:Advanced proficiency in SQL and Python for data analysis and model developmentStrong working knowledge of Microsoft Office, particularly ExcelExcellent quantitative, analytical, and problem-solving skillsStrong business acumen with an understanding of ROE drivers and portfolio economicsEffective stakeholder engagement and communication skillsAbility to operate in a regulated, fast-paced, and data-intensive environmentFor https://www.executiveplacements.com/Jobs/S/Senior-Quantitative-Analyst-1255125-Job-Search-01-23-2026-04-14-18-AM.asp?sid=gumtree

Executive Placements

Kensington

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This role is central to shaping and governing advanced credit decisioning, behavioural, and collections models across personal loans and overdrafts. The successful candidate will play a key role in strengthening portfolio performance, managing risk, and driving sustainable growth through sophisticated analytics.The primary purpose of this role is to design, implement, and continuously enhance best-practice credit, behavioural, and assessment models in line with regulatory requirements. This will enable effective risk management, improved customer outcomes, and the achievement of strategic objectives within Personal Banking.Key Responsibilities: Design and optimise credit decisioning strategies that effectively balance portfolio growth with risk appetite across personal loan and overdraft productsDrive portfolio performance by analysing and improving key ROE drivers, including NII, NIR, impairments, and underlying cost structuresIdentify innovative yet compliant opportunities within the National Credit Act (NCA) to enhance credit strategies and customer value propositionsApply advanced analytics and bureau data to build robust, efficient, and scalable decisioning modelsAnalyse the impact of loan sizes and terms on take-up, risk, and profitability, to inform credit policy and risk appetite decisionsLead, coach, and develop a small team of Analysts to deliver against KPIs and strategic objectivesJob Experience and Skills Required:Education:Bachelors degree in Data Science, Statistics, Actuarial Science, Mathematics, Computer Science, or a related fieldMasters degree preferredExperience:5+ years experience in quantitative or analytical roles within the unsecured credit environmentProven experience working on personal loan and overdraft portfolios within a major South African bankStrong track record in credit risk decisioning, including scorecards, credit policies, profitability models, and impairmentsHands-on experience applying and interpreting the National Credit Act (NCA) in a credit decisioning contextDemonstrated ability to translate complex data into clear and commercially sound insightsExperience leading, mentoring, or managing Analysts (minimum 2 direct reports)Skills:Advanced proficiency in SQL and Python for data analysis and model developmentStrong working knowledge of Microsoft Office, particularly ExcelExcellent quantitative, analytical, and problem-solving skillsStrong business acumen with an understanding of ROE drivers and portfolio economicsEffective stakeholder engagement and communication skillsAbility to operate in a regulated, fast-paced, and data-intensive environmentFor https://www.executiveplacements.com/Jobs/S/Senior-Quantitative-Analyst-1250326-Job-Search-01-12-2026-00-00-00-AM.asp?sid=gumtree

11d

Executive Placements

Kensington