Credit Manager

Robert Walters South Africa A leading local bank is seeking a *Credit Manager, *to be based in KwaZulu-Natal, with 5+ years' relevant experience to join their Credit Wealth team. You must have a proven track record of having a mandate of R10 million +. *Key Responsibilities of the Credit Manager:* * Evaluating portfolio risks and making final credit decisions * Interacting with other departments regarding credit management strategies * Driving an increase in the average balance of assets * Reducing percentage of non-performing loans * Alleviating bad debts * Assessing credit applications and managing credit approvals * Mitigating risk by efficiently managing a high risk portfolio * Managing limits that are in excess of the normal limit * Applying debt restructuring principles * Driving excellent customer service delivery * Ensuring compliance to Basel II * Knowledge on relevant legislative amendments and industry best practices * Preparing credit reports for presentation * Involved in ongoing projects *Key Qualifications and Experience required for the Credit Manager:* * BCom degree (Minimum) (i.e. Finance) * 5+ years credit experience * Credit Mandate of R10 million and above - *NB* * Banking experience (ideally in the wealth sector) * Judgemental credit lending experience * * *Key Competencies:* * Go-getter * Team player * Self-starter * Drives process improvement * Results driven If you suit the above requirements, please apply ASAP! This is an urgent hire.