Manager Credit Risk (Free State)

The Manager Credit Risk is responsible for applying sound credit risk management principles to reduce the segment''s impairment charge with the view to rehabilitate.
Give an overview of the book by developing and preparing portfolio review presentations based on MIS.
Manage team efficiencies by proposing innovative ideas to enhance Business processes that facilitate customer experience.
Manage performance of the team by conducting on the job training, counselling and coaching.
Build strong relationships with bankers by providing upskilling advice on credit processes, policies and documentation.
Manage default accounts timeously by obtaining acceptable repayment arrangements or handover portfolio to legal collections
Ensure clean audit in area of responsibility by enforcing adherence to bank policies, process and procedures and industry regulations.
Implement sound credit risk management by providing advice on specialized credit risk matters to sales and direct reports
Qualifications and Experience requirements:
Matric + BCom/ Btech/ Credit Diploma
5 years experience in a credit role within banking
Leadership: Experience coaching, mentoring and managing a team
Technical: Financial Accounting principles, management information & reporting, strategic planning, client service management and business administration.
This role will suit a technically capable Credit Risk professional who has gained some leadership experience and is excited to play a critical role in the bank''s strategy while growing their credit risk and leadership career.
The role is based in Free State. Locations anywhere in the Free State may be considered.