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Key Responsibilities:
To actively prospect potential home loan clients, through lead providers (agents and originators) and through personal marketing and people engagement opportunities, then by using the appropriate needs analysis based selling techniques, either switches them from other financial institutions or to offer them a new home finance packages that is tailor made and accompanied by our Amazing service.
Alignment to business driver/Strategy
To ensure that roll up branch, regional and national targets are achieved and hence contribute to maximising company profits and shareholder value.
Source potential clients
Using proactive prospecting methods: Create a strong network of potential clients through ongoing partnering and relationship building;Using proven and measurable reactive methods:
(1)Referral campaigns, (2) Personal marketing opportunities i.e. Shows, Expos, Mall campaigns etc. (3) Email campaigns, (4) Corporate presentations (5) Networking (6) Call duties (7) Social activities (8) SAPTG letters (9) Flyers (10) Open House Days
Identify needs
Identify the primary financial and emotional needs of the potential client by asking open ended questions and then actively listening to their responsesPre-qualify the potential client through understanding their background situation and linking it to the credit matrixIdentify the financial problems / challenges faced by the potential client and the impact it is having on themShould potential client not qualify, keep their details for possible future follow-up
Match relevant product package to relevant need
Using outstanding product knowledge, present the features and benefits of a product package to the potential client in such a way that it meets their need and solves their problemsExplain to the potential client the procedure taken to process their applicationApply the correct credit criteria when assessing the fileDrafting motivations and explanations of any abnormalities for better understanding
Explain the LOA (Final Grant) and close the deal
Explain all the important figures, conditions and terminology in the LOAClose the deal by first summarising the benefits of the relevant product package as it relates to the identified need, then asking for the business
Maintain customer contact and Follow-up https://protool.gumtree.co.za/external-link-browser.html?url=aHR0cHM6Ly93d3cuZGl0dG8uam9icy9qb2IvZ3VtdHJlZS8xODk0OTM5ODEzP3NvdXJjZT1ndW10cmVl&jid=1553854&xid=1894939813
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1
What is a financial advisor?
The role of a financial advisor is one that demands utmost professionalism, integrity and a customer-centric approach. An accredited financial advisor commands the respect and trust of those customers who are entrusting their and their families financial futures to them.
The role calls for formal in-house training, the completion of the prescribed Regulatory exams, accreditation with the Financial Services Regulatory authority and requires continuous professional development.
As an accredited financial advisor with Old Mutual, you will represent the ideals and values to which the company has subscribed for over 175 years - Integrity, Professionalism, Customer-first, Advice led.
What is required of you?
Provide appropriate financial advice, in line with the customers resources and financial goals, to enable positive financial futures and protection of assets and estate.
Provide pro-active, on demand financial service and advice to customers within your allocated customer markets.
Providing relevant and appropriate financial advice, hinges on a complete understanding of the customers personal and financial circumstances - and their goals or dreams for the future. As such, interpersonal and communications skills in order to build solid relationships are fundamentally important.
What do we need from you?
* A Grade 12 (Matric) certificate
* FAIS compliance
* RE5 an advantage
* A valid Drivers licence and your own car
* A clear criminal and credit check
* A minimum of 3 years working experience (preferably in sales)
* Proven computer literacy (MS Office suite)
* Excellent communication skills (written and verbal)
What we can do for you!
Assist you in reaching your career goals and dreams by helping you grow, develop and build on your future aspirations through quality training and support to reach your potential. We lead with our values, which is at the heart of the great things we do. We champion our customers and employees. We are passionate about diversity and inclusion for mutually positive futures throughout our business clusters - Old Mutual Finance, Retail Mass Market, Old Mutual Invest and Personal Finance. The Group provides many opportunities for growth and development.
Preference will be given to suitably qualified candidates in line with the Employment Equity Plan of Old Mutual South Africa and the specific business unit in question.
Old Mutual Limited has decided to adopt the mandatory vaccination policy requiring its workforce to be fully vaccinated by 1 April 2022. All prospective employees are required to disclose their vaccination certificates or cards as part of the recruitment process.
Responsibilities
As a financial services professional, you will be accountable for maintaining superior service delivery to your customers, through effective personal time and task management. Importantly, the financial advisor profession requires continuous personal development through the attendance
https://protool.gumtree.co.za/external-link-browser.html?url=aHR0cHM6Ly9lbi16YS53aGF0am9icy5jb20vY29vcG9iX19jcGxfX18xNTU0XzU2NzBfXzQ5Nz91dG1fc291cmNlPWd1bXRyZWUmdXRtX21lZGl1bT1mZWVkJmtleXdvcmQ9&jid=1147899&xid=1554_5670
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Our client, a supplier of fresh fruit, has an opportunity available for a Cost Accountant in the Tzaneen, Limpopo area. This will be a temporary position.Requirements:B Com or Post Graduate qualification in CostManagement accounting. CIMA would be advantageous.Computer literate - Expert (MS Office (Word and Excel), Microsoft D365).Excellent Business English skills (written & spoken).Fluent in Afrikaans and/or an African language.Valid driver’s license and own transport.Minimum 5 years experience of working in a manufacturing environment with costing, finances and inventory.Knowledge of International Financial Reporting StandardsManagement & Cost accounting principlesUnderstand stock management process steps.Fully computer literate (MS Office, Excel, Word, Outlook and Microsoft D365).Willing to travel within South AfricaMust be able to assist with external audits.KPAs:Investigate and resolve material variances in works orders.Prepare new product costingsSet up new inventory items in D365 (ERP system) and specify costing methodsCreate and maintain bills of material in ERP system.Import annual budgets into D365 for reportingEnsure accurate payment summaries and information are supplied to farmers for fruit purchases.Perform accounting and month-end procedures relating to stockDo quantity reconciliations for major stock itemsEvaluate and adjust stock unit cost if necessaryFinancial reporting
https://protool.gumtree.co.za/external-link-browser.html?url=aHR0cHM6Ly9lbi16YS53aGF0am9icy5jb20vY29vcG9iX19jcGxfX18xMjY2XzQzMzExX180OTc/dXRtX3NvdXJjZT1ndW10cmVlJnV0bV9tZWRpdW09ZmVlZCZrZXl3b3JkPQ==&jid=1157200&xid=1266_43311
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Financial Admin Manager (Hospitality Experienced)A 5* Game Lodge located in Limpopo.Job DescriptionThe Admin Manager undertakes the financial administrative tasks which include debtors account management, payment allocations, invoicing and cash handling as well as creditors invoice batches and any administration as required.KEY FOCUS AREAS• To meet with GM as required and update on property operations.• Ensure financial administration personnel of the assigned properties is up to group standard.• Ensure accurate completion of month-end workbooks (stocks & payroll).• Ensure the correct and timeous completion of all weekly banking.• Monitor and ensure that all payments received for advance deposits and guest payments are allocated and posted correctly.• Ensure that all department invoices are batched correctly and sent to Group Support Office for payment.• Ensure that the Debtors Age Analysis reports are produced accurately for each month end and sent for payment.• Ensure that all open balances are reported and followed up on weekly basis.• Checking and signing of Petty Cash.• Ensure monthly gratuities are correctly allocated, signed off, summarized and forwarded to the payroll office at month end by each Finance Administrator.• Manage and control stationary orders.• In conjunction with the GM and senior management, assist in the compilation of budgets, development of programs, schedules and objectives which will enable the efficient and accurate running of month end procedures, reconciliation pf all admin processes and reporting.• Together with GM, interpret, understand and explain the financial accounts and reports of each assigned property.• Be available and actively involved in the year-end audit of the assigned properties.• With the administrative team approve monthly financial packs and present this to the Support office Finance team.• Ensure the processing of invoice batches onto Pastel.• Compile variance reports on all overspends on budgets.• Compile mid-month and month end financial reports and highlight variances, discrepancies and/or changes in Policy or strategy.• Compile financial checklists and manuals, provide training and ensure that the procedures are being adhered to.• Payroll management.• Monitor and spot check stock control, operating equipment and orders/purchases for all departments.• Ensure that stock and equipment inventories are maintained, and inventory records being kept.• Monitor and control sales, expenses and profit goals.• Ensure all inventory and stock management systems are maintained accurately within the agreed parameters and in a timely manner.• Ensure that the company COS standards are being met, and applicable incentives paid out accordingly.• Ensure that all necessary stock takes are performed timely and accurately.• Ensure that COS margin percentages and mark-ups on goods are done as outlined in the budgets.• Stock bins on PANstrat- ensure the correct allocation for purchasing and sales.• Manage the stocks on
https://protool.gumtree.co.za/external-link-browser.html?url=aHR0cHM6Ly9lbi16YS53aGF0am9icy5jb20vY29vcG9iX19jcGxfX18xMjY2XzQ2NDk1X180OTc/dXRtX3NvdXJjZT1ndW10cmVlJnV0bV9tZWRpdW09ZmVlZCZrZXl3b3JkPQ==&jid=1175077&xid=1266_46495
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*DSV - Global transport and logistics*
In 1976, ten independent hauliers joined forces and founded DSV in Denmark. Since then, DSV has evolved to become the worlds 5th largest supplier of global solutions within transport and logistics. Today, we add value to our customers entire supply chain by transporting, storing, packaging, re-packaging, processing and clearing all types of goods. We work every day from our many offices in more than 90 countries to ensure a steady supply of goods to production lines, outlets, stores and consumers all over the world. Our reach is global yet our presence is local and close to our customers. Read more at (www.dsv.com)(https://www.dsv.com)
Location: ZAF - Polokwane
Job Posting Title: Account Manager, Combo, Sales, Road
Time Type: Full-Time
*Intermediate Computer Skills*
MS Office, Excel, PowerPoint
Advanced skill would be advantageous
*Job related Requirements*
2-3 years Key Account Management & New Business sales experience
Experience in prospecting for new business
Experience in achieving retention targets set
Tender Management
Experience in selling cross silo solutions
Maintain and grow existing customer base
Signing up New Accounts and growing business
Reporting day to day to the Sales Manager
Weekly and Monthly reporting (where needed / requested)
*Added Advantages for this Role*
Basic understanding of our industry and supply chain
Strong administrative skills with high attention to detail
Strong business development skills
Professional conduct & appearance at all times.
*Main Purpose of the Role*
The main purpose of this role is to sign up new accounts and to maintain and grow existing customer base for the allocated Branch and meet monthly and annual retention targets.
*Main Duties and Responsibilities*
Maintain and grow the existing client base in the Distribution market for the allocated Region and meet monthly and annual retention targets that have been set.
Prospect for new business and develop a qualified pipeline of leads and convert to actual billing sustainable clients.
Manage client relationships, both existing and new where applicable.
Monthly billing and financial reporting shared with the various stakeholders.
General administrative duties - daily.
Represent the DSV brand.
Analysis of sales related information and report weekly to Regional Sales Manager.
Maintaining client data and update regularly.
Continuous reporting on competitor and industry analysis.
Assist in tender/proposal production and delivery. (preparation and presentation)
Create sustainable value for customers by adopting an innovative approach to their business.
Ensure that the required monthly and accumulative targets are met.
Implementation and communication of signed business is shared with all stakeholders.
Managementof debtors days of clients within the companies requirements.
Ensure regular Inter department communication.
Identifying cross silo solutions and work with other Departm
https://protool.gumtree.co.za/external-link-browser.html?url=aHR0cHM6Ly9lbi16YS53aGF0am9icy5jb20vY29vcG9iX19jcGxfX18xNTU1XzIyODg0X180OTc/dXRtX3NvdXJjZT1ndW10cmVlJnV0bV9tZWRpdW09ZmVlZCZrZXl3b3JkPQ==&jid=1179578&xid=1555_22884
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We are currently recruiting for a Credit Manager in Thabazimbi The Credit Manager will also be involved in monitoring market conditions and any regulatory changes that would require changes to credit policies, procedures, and guidelines related to SME lending.Key Accountabilities & Duties.Loan origination and processingImplement loan origination strategies with lending teamReview and recommend credit applications and transactions within assigned credit limits in a timely mannerProvide independent, objective reviews and recommendation to credit applications and other matters which have been agreed to and/or recommended by the Loan OfficersReview all loan applications and sign off prior to submission to senior management, to ensure the completion of due diligence and adherence to the company’s policies and guidelinesProvide motivation for recommendations on credit transactions/applications and communicate effectively with Loan Officers to ensure rationale and decision is clearly understoodWrite succinct credit memos or credit announcements to communicate credit perspective and rationale for new credits and credit extensionsCommunicate with Loan Officers about specific credit applications and transactions to seek further information and modifications, if needed. Discuss appropriate structuring for the deal and criteria required for approval. Ensure that all information is credible, accurate, and relevant, including analysis and evaluation of the technical aspects (e.g., financial analysis, credit terms, structure, and collateral)Review approval letters and loan agreements to ensure credit terms and conditions are recordedReview and recommend disbursements according to policies and guidelines to ensure lending conditions are metSupport the healthy and sustainable growth of a profitable loan portfolio by ensuring the credit granting and implementation is within the company’s prescribed asset quality standardsMaintain records of loan applicationsMonitoring and CollectionsActively monitor loans after disbursement according to guidelines and policiesActively monitor the implementation of funded projects to ensure timely completion and invoicing by SMEsOversee collections and implement collection activities timeouslyMinimise bad debtsMonitor and manage service indicators (response time, customer satisfaction etc) for the Credit ProcessManage customers complaints ( incl annual customer survey)ReportingWeekly, monthly, quarterly, semi-annually and annual reporting to senior management on lending activitiesPrepare reports for Board and external stakeholdersOrganisation DevelopmentSupport Loan Officers to ensure client and other stakeholder satisfactionRespond to and resolve escalated issues raised by the Loan OfficersStandard staff management responsibilities ( Performance contracts, training etc)Contribute to the development and implementation of sound SME lending guidelines and policiesMonitor market conditions and make recommendations for enhancements to
https://protool.gumtree.co.za/external-link-browser.html?url=aHR0cHM6Ly9lbi16YS53aGF0am9icy5jb20vY29vcG9iX19jcGxfX18xMjY2XzQyMjM4X180OTc/dXRtX3NvdXJjZT1ndW10cmVlJnV0bV9tZWRpdW09ZmVlZCZrZXl3b3JkPQ==&jid=1152816&xid=1266_42238
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We are recruiting for a Loan Officer in Limpopo Thabazimbi The Loan Officer evaluates and recommends approval or decline of loan applications. The Loan Officer will act as primary liaison between customers and our financial institution and will help qualified applicants acquire loans in a timely mannerDuties and ResponsibilitiesPerform business development tasks, including managing the pipeline by generating leads and referral business, and maintaining relationships with existing and past clients.Assess customer needs, explore all options and propose alternative types of loansDevelop referral networks and suggest alternate channels to accomplish targetsOn-board new loans to ensure delivery of business targets.Explain to clients the different types of loans and credit options that are available, the risks and benefits of each, as well as the terms of loan products.Collect all clients’ required documents for loan application to ensure their eligibility to have it approved.Conduct credit investigation to analyze applicants’ financial status, order/contract profitability, and repayment capacity to determine feasibility of granting loans.Gather valid applicants’ financial records by obtaining and compiling copies of clients’ credit histories, order/contract performance, order/contract status and other financial information to prevent reliance on fraudulent data.Ensure all necessary information and documentation is recorded properly in electronic file formatWhere applicable, conduct a site visit during loan assessment process to obtain in-depth information concerning to the purpose of customer’s loan application and ensure customer security for the loan is sufficient and acceptable.Complete loan contracts and counsel clients on policies and restrictionsConduct activities to put loan securities in place to mitigate financial loss.Prepare qualifying disbursements for review and sign offMake regular site visits to existing customers in order to determine whether the loan should stay the same or be downgraded due to the actual condition of their loan collateral and/or financial situation as well as to develop relationship with customers for further cross-selling.Actively monitor the implementation of funded projects to ensure timely completion and invoicing by SMEsFollow up delinquent client immediately and refer such case to the Credit Manager in order to proactively handle the loan portfolio.Stay abreast of new types of loans and other financial services and products to better meet customer needs.Go the “extra mile” to build trust relationships, customer loyalty and satisfaction throughout the lending process?perate in compliance with laws and regulations and adhere to lending compliance guidelines Skills and SpecificationsRelevant degree or diplomaMinimum experience required2 years’ experience in financial management and project management; OR2 years’ experience as Loan Officer/similar roleAbility to use Microsoft Office.Good sales and customer service
https://protool.gumtree.co.za/external-link-browser.html?url=aHR0cHM6Ly9lbi16YS53aGF0am9icy5jb20vY29vcG9iX19jcGxfX18xMjY2XzQyMjQ0X180OTc/dXRtX3NvdXJjZT1ndW10cmVlJnV0bV9tZWRpdW09ZmVlZCZrZXl3b3JkPQ==&jid=1152822&xid=1266_42244
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Our client, a supplier of fresh fruit, has an opportunity available for a Cost Accountant in the Tzaneen, Limpopo area. This will be a temporary position.Requirements:B Com or Post Graduate qualification in CostManagement accounting. CIMA would be advantageous.Computer literate - Expert (MS Office (Word and Excel), Microsoft D365).Excellent Business English skills (written & spoken).Fluent in Afrikaans and/or an African language.Valid driver’s license and own transport.Minimum 5 years experience of working in a manufacturing environment with costing, finances and inventory.Knowledge of International Financial Reporting StandardsManagement & Cost accounting principlesUnderstand stock management process steps.Fully computer literate (MS Office, Excel, Word, Outlook and Microsoft D365).Willing to travel within South AfricaMust be able to assist with external audits.KPAs:Investigate and resolve material variances in works orders.Prepare new product costingsSet up new inventory items in D365 (ERP system) and specify costing methodsCreate and maintain bills of material in ERP system.Import annual budgets into D365 for reportingEnsure accurate payment summaries and information are supplied to farmers for fruit purchases.Perform accounting and month-end procedures relating to stockDo quantity reconciliations for major stock itemsEvaluate and adjust stock unit cost if necessaryFinancial reporting
https://protool.gumtree.co.za/external-link-browser.html?url=aHR0cHM6Ly9lbi16YS53aGF0am9icy5jb20vY29vcG9iX19jcGxfX18xMjY2XzQzMzExX180OTc/dXRtX3NvdXJjZT1ndW10cmVlJnV0bV9tZWRpdW09ZmVlZCZrZXl3b3JkPQ==&jid=1157200&xid=1266_43311
2y
1
What is a financial advisor?
The role of a financial advisor is one that demands utmost professionalism, integrity and a customer-centric approach. An accredited financial advisor commands the respect and trust of those customers who are entrusting their and their families financial futures to them.
The role calls for formal in-house training, the completion of the prescribed Regulatory exams, accreditation with the Financial Services Regulatory authority and requires continuous professional development.
As an accredited financial advisor with Old Mutual, you will represent the ideals and values to which the company has subscribed for over 175 years - Integrity, Professionalism, Customer-first, Advice led.
What is required of you?
Provide appropriate financial advice, in line with the customers resources and financial goals, to enable positive financial futures and protection of assets and estate.
Provide pro-active, on demand financial service and advice to customers within your allocated customer markets.
Providing relevant and appropriate financial advice, hinges on a complete understanding of the customers personal and financial circumstances - and their goals or dreams for the future. As such, interpersonal and communications skills in order to build solid relationships are fundamentally important.
What do we need from you?
* A Grade 12 (Matric) certificate
* FAIS compliance
* RE5 an advantage
* A valid Drivers licence and your own car
* A clear criminal and credit check
* A minimum of 3 years working experience (preferably in sales)
* Proven computer literacy (MS Office suite)
* Excellent communication skills (written and verbal)
What we can do for you!
Assist you in reaching your career goals and dreams by helping you grow, develop and build on your future aspirations through quality training and support to reach your potential. We lead with our values, which is at the heart of the great things we do. We champion our customers and employees. We are passionate about diversity and inclusion for mutually positive futures throughout our business clusters - Old Mutual Finance, Retail Mass Market, Old Mutual Invest and Personal Finance. The Group provides many opportunities for growth and development.
Preference will be given to suitably qualified candidates in line with the Employment Equity Plan of Old Mutual South Africa and the specific business unit in question.
Old Mutual Limited has decided to adopt the mandatory vaccination policy requiring its workforce to be fully vaccinated by 1 April 2022. All prospective employees are required to disclose their vaccination certificates or cards as part of the recruitment process.
Responsibilities
As a financial services professional, you will be accountable for maintaining superior service delivery to your customers, through effective personal time and task management. Importantly, the financial advisor profession requires continuous personal development through the attendance
https://protool.gumtree.co.za/external-link-browser.html?url=aHR0cHM6Ly9lbi16YS53aGF0am9icy5jb20vY29vcG9iX19jcGxfX18xNTU0XzU2NzJfXzQ5Nz91dG1fc291cmNlPWd1bXRyZWUmdXRtX21lZGl1bT1mZWVkJmtleXdvcmQ9&jid=1147956&xid=1554_5672
2y
1
What is a financial advisor?
The role of a financial advisor is one that demands utmost professionalism, integrity and a customer-centric approach. An accredited financial advisor commands the respect and trust of those customers who are entrusting their and their families financial futures to them.
The role calls for formal in-house training, the completion of the prescribed Regulatory exams, accreditation with the Financial Services Regulatory authority and requires continuous professional development.
As an accredited financial advisor with Old Mutual, you will represent the ideals and values to which the company has subscribed for over 175 years - Integrity, Professionalism, Customer-first, Advice led.
What is required of you?
Provide appropriate financial advice, in line with the customers resources and financial goals, to enable positive financial futures and protection of assets and estate.
Provide pro-active, on demand financial service and advice to customers within your allocated customer markets.
Providing relevant and appropriate financial advice, hinges on a complete understanding of the customers personal and financial circumstances - and their goals or dreams for the future. As such, interpersonal and communications skills in order to build solid relationships are fundamentally important.
What do we need from you?
* A Grade 12 (Matric) certificate
* FAIS compliance
* RE5 an advantage
* A valid Drivers licence and your own car
* A clear criminal and credit check
* A minimum of 3 years working experience (preferably in sales)
* Proven computer literacy (MS Office suite)
* Excellent communication skills (written and verbal)
What we can do for you!
Assist you in reaching your career goals and dreams by helping you grow, develop and build on your future aspirations through quality training and support to reach your potential. We lead with our values, which is at the heart of the great things we do. We champion our customers and employees. We are passionate about diversity and inclusion for mutually positive futures throughout our business clusters - Old Mutual Finance, Retail Mass Market, Old Mutual Invest and Personal Finance. The Group provides many opportunities for growth and development.
Preference will be given to suitably qualified candidates in line with the Employment Equity Plan of Old Mutual South Africa and the specific business unit in question.
Old Mutual Limited has decided to adopt the mandatory vaccination policy requiring its workforce to be fully vaccinated by 1 April 2022. All prospective employees are required to disclose their vaccination certificates or cards as part of the recruitment process.
Responsibilities
As a financial services professional, you will be accountable for maintaining superior service delivery to your customers, through effective personal time and task management. Importantly, the financial advisor profession requires continuous personal development through the attendance
https://protool.gumtree.co.za/external-link-browser.html?url=aHR0cHM6Ly9lbi16YS53aGF0am9icy5jb20vY29vcG9iX19jcGxfX18xNTU0XzU2NzNfXzQ5Nz91dG1fc291cmNlPWd1bXRyZWUmdXRtX21lZGl1bT1mZWVkJmtleXdvcmQ9&jid=1147957&xid=1554_5673
2y
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LimpopoRequirements:1. BCom Financial Degree2. Gather and monitor financial data3. Prepare monthly, quarterly and annual statements up to trail balance4. Forecast costs and revenues5. Manage tax payments6. Organize internal audits7. Prepare budgetsEmail your resume with copy of id, driver’s and qualification
https://protool.gumtree.co.za/external-link-browser.html?url=aHR0cHM6Ly9lbi16YS53aGF0am9icy5jb20vY29vcG9iX19jcGxfX18xMjY2XzQyMzIxX180OTc/dXRtX3NvdXJjZT1ndW10cmVlJnV0bV9tZWRpdW09ZmVlZCZrZXl3b3JkPQ==&jid=1152886&xid=1266_42321
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