Debt Counselling & Financial Coaching Southern Suburbs, South Peninsula & Cape Flats Discreet. Professional. Affordable. Registered with the National Credit Regulator A member of the Alliance of Professional Debt Counsellors. Free, no-obligation assessment: our initial assessment lasts approximately 90 minutes where we review your finances, draft a budget for you and explain various options available to you. If you are considering applying for a loan, consider doing this first to fully understand your ...