Credit Risk Specialist - Retail

 Credit Risk Specialist - Retail - DurbanIntroductionThe Credit Manager – Reporting and Forecasting will support the Head of Credit Risk in risk management through the production of monthly/quarterly portfolio, IFRS9 and regulatory reporting. A key responsibility will be the maintenance and forecasting of the IFRS9 and profitability models for the Group’s Portfolios, as well as to build and analyse Credit Risk Models.Duties & ResponsibilitiesKPA’s will include:Building, understanding and analysis of Credit Risk ModelsInterpreting results and writing commentary across the credit life cycle. Updating, maintaining and refining IFRS9 models frequently to better inform the Budget and revised estimate processesFinancial and regulatory reporting.External and Internal Audit queries, IFRS 9 queriesLiaise with Finance and IT teams, internal and external stakeholdersDesired Experience & QualificationBCom Finance/BSc in Statistics, Mathematics or Economics/Actuarial Science/InformaticsExperience in Credit risk  in a Consumer Credit/Retail environment essentialMinimum 3 years’ experience in a reporting and financial modelling, preferably in a risk management role.Proficient in SQL and SASAble to build credit risk models as well as interrogate and analyse large volumes of dataAn analytical thinker who understands the dynamics of model development.Understanding of the credit life cycle/environment and IFRS9, including compliance and regulatory reporting.Strong knowledge and experience with IFRS9Strong knowledge of the National Credit Act.Package & RemunerationR 750 – R850K p/aInterested? For similar vacancies and more exciting opportunities please visit our website or follow us on LinkedIn.https://www.linkedin.com/company/kingsleyirons-recruitment/www.kingsleyirons.co.zaShould you meet the above minimum requirements, please submit your CV and a copy of your ID and Qualifications to caroline@kingsleyirons.co.za . Please quote the TITLE of this vacancy in the subject line of your email as reference. Our consultants will assess your suitability to the vacancy. Should you not receive a response within 2 weeks please consider your application unsuccessful, however we will retain your CV and details on our database in accordance with POPIA and will contact you in the near future should a suitable position become available.You have the option to “opt-out” and request us to delete your information at any time by sending a mail to admin (@) kingsleyirons.co.za / info (@) kingsleyirons.co.za.Thank you.