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1
*DSV - Global transport and logistics*
In 1976, ten independent hauliers joined forces and founded DSV in Denmark. Since then, DSV has evolved to become the world's 5th largest supplier of global solutions within transport and logistics. Today, we add value to our customers' entire supply chain by transporting, storing, packaging, re-packaging, processing and clearing all types of goods. We work every day from our many offices in more than 90 countries to ensure a steady supply of goods to production lines, outlets, stores and consumers all over the world. Our reach is global yet our presence is local and close to our customers. Read more at (www.dsv.com)(https://www.dsv.com)
Location: Kempton Park
Job Posting Title: Payroll Specialist
Time Type: Full Time
*MAIN PURPOSE OF THE ROLE *
To maintain a payroll of approx. 900 employees of an entity / Business unit
*Tertiary Qualification(s)*
* Matric essential
*Computer Skills required:*
* VIP Premier (min 5years experience)
* Excellent Microsoft excel skills (Pivots, V-Lookup, formulas)
*Job-related Requirements:*
Min 5 years' experience within the payroll environment as a payroll specialist
*DUTIES & RESPONSIBILITIES:*
* Loading new employees on system
* Termination on systme timeously
* Processing of overtime
* Loading of all staff related information and details and maintaining thereof
* Monthly withdrawels of pension fund / Provident fund and Medical aid
* Processing of increases and bonusses
* Balancing of monthly payrolls and closing off
* Run reports on a monthly basis
* Import / Export of payroll files
* Completing and releasing of UI19
* Handeling and assisting with payroll querries
* Retirement, retrenchments, and application of tax directives from SARS where applicable
* Checking of other payrolls
*Disclaimer*: Due to the high volume of applications received, only shortlisted candidates will be contacted. Should an external candidate not hear from us within four (4) weeks following their application, they should consider their application unsuccessful. Strictly fair and non-discriminatory selection procedures will be followed. We use Affirmative Action (AA) measures in an endeavor to redress the disadvantages in employment experienced by designated groups. Where possible, preference will be given to candidates from the designated groups as defined in the Employment Equity Act and in line with DSV's Employment Equity plans. DSV reserves the right to defer or close a vacancy at any time.
*DSV - Global transport and logistics*
In 1976, ten independent hauliers joined forces and founded DSV in Denmark. Since then, DSV has evolved to become the world's 5th largest supplier of global solutions within transport and logistics. Today, we add value to our customers' entire supply chain by transporting, storing, packaging, re-packaging, processing and clearing all types of goods. We work every day from our many offices in more than 90 countries to ensure a steady supply of goods to produ
https://protool.gumtree.co.za/external-link-browser.html?url=aHR0cHM6Ly9lbi16YS53aGF0am9icy5jb20vY29vcG9iX19jcGxfX18xNTU1XzI5NjA0X180OTc/dXRtX3NvdXJjZT1ndW10cmVlJnV0bV9tZWRpdW09ZmVlZCZrZXl3b3JkPQ==&jid=1203649&xid=1555_29604
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2y
1
My client is based in Kempton Park (East Rand) and part of a large group that employs over 3000 people. They are currently recruiting for a creditors clerk to work from their offices in Witfontein.You will be dealing mainly with insurance companies and we need someone with a strong personality.Responsibilities:Reconciliations done between statement and invoicesGenerate reports from Acumatica.Supply management with purchase order list from Acumatica.Making sure purchase orders meet company requirements, ie addressGood Excel skillsQualifications:Matric is a requirementDiploma or Certificate would be an advantageSalary R25 000pm
https://protool.gumtree.co.za/external-link-browser.html?url=aHR0cHM6Ly9lbi16YS53aGF0am9icy5jb20vY29vcG9iX19jcGxfX18xMjY2XzQ1NDQxX180OTc/dXRtX3NvdXJjZT1ndW10cmVlJnV0bV9tZWRpdW09ZmVlZCZrZXl3b3JkPQ==&jid=1167522&xid=1266_45441
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2y
1
Wabtec Corporation is a leading global provider of equipment, systems, digital solutions and value-added services for freight and transit rail. Drawing on nearly four centuries of collective experience across Wabtec, GE Transportation and Faiveley Transport, the company has unmatched digital expertise, technological innovation, and world-class manufacturing and services, enabling the digital-rail-and-transit ecosystems. Wabtec is focused on performance that drives progress, creating transportation solutions that move and improve the world. Wabtec has approximately 27,000 employees in facilities throughout the world. Visit the company’s new website at: http://www.WabtecCorp.com . It’s not just about your career… or your job title…it’s about who you are and the impact you are going to make on the world. Do you want to go into uncharted waters…do things that haven’t been done to make yours and someone else's life better? Wabtec has been doing that for decades and we will continue to do so! Through our people, leadership development, services, technology and scale, Wabtec delivers better outcomes for global customers by speaking the language of industry. Role Summary/Purpose:The role is responsible for the overall finance function for a manufacturing operation in the rail sector. The candidate will be responsible for the overall budgeting/financial forecasting, manufacturing and operational finance, reporting, controllership, and statutory compliance. He/She will serve as the key business partner to the managing director and his core staff to drive execution, manage cost and working capital management. There will also be a string emphasis on simplification/process improvement across the operation.Essential Responsibilities:• Lead the annual budgeting and monthly + quarterly forecasting/estimates and pacing (orders, sales, cost, margins, CFOA) in partnership with the commercial and operating teams, as well as divisional HQ stakeholders• Partner with the sales director and support the commercial/tendering process … critically evaluate tender economics, ensure completeness/accuracy of inputs and reasonableness of assumptions including local content requirements• Partner with the managing director and support the operational team (project management, planning, sourcing, supply chain, warehouse, manufacturing) drive execution and on time customer deliveries• Provide thought leadership and insights around risks and opportunities to the commercial and operating teams to ensure that these are quantified, and appropriate mitigations or actions implemented and tracked• Lead the financial close and reporting process monthly + quarterly, ensuring the process is completed timely and accurately, including on time reporting in line with the divisional and corporate reporting calendars• Supervise the activities of the site finance team (2) performing various finance cycles (production account
https://protool.gumtree.co.za/external-link-browser.html?url=aHR0cHM6Ly9lbi16YS53aGF0am9icy5jb20vY29vcG9iX19jcGxfX18yOTJfMjQwNjg5X180OTc/dXRtX3NvdXJjZT1ndW10cmVlJnV0bV9tZWRpdW09ZmVlZCZrZXl3b3JkPQ==&jid=1156477&xid=292_240689
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2y
Ads in other locations
1
Our client, a market leader in the service industry, is looking to hire a *Bookkeeper* based in *Alberton*, Gauteng.
*Duties and Responsibilities:*
* Review monthly expenditures, and compile management report for submission
* Handling of accounts payable and accounts receivable
* Reconcile monthly bank statements against invoices received (creditors) and payments made as well as to action any anomalies appropriately
* Work with all SARS returns, including VAT, UIF, PAYE, etc.
* Updating of the trial balance
* Manage the profit-loss statement and balance sheets
* Manage payroll and receive requests for materials and equipment for the company
* Completes other ad hoc accounting tasks as required
* Adherence to organisational procedures & policies
* Development and submission of reports (weekly, monthly, quarterly, annually and ad hoc as required)
* Review the monthly Debtors ageing list for long outstanding invoices
* Ensure that all creditors' payments are supported by relevant documents
* Competency in PayDay payroll system is key
* Competency in Pastel Accounting software is key
* Manage required accounts
* General booking functions for accounts and compiling of the submission to the auditors
*Minimum Requirements:*
*Education and Experience:*
* Any relevant accounting/bookkeeping qualification is preferred
* A minimum of 5 years' experience in the accounting/bookkeeping field is required
*Salary Breakdown:*
Salary on offer is R20 000 CTC per month
Bookkeeper, accounting, pastel
Bookkeeper, accounting, pastel
https://protool.gumtree.co.za/external-link-browser.html?url=aHR0cHM6Ly9lbi16YS53aGF0am9icy5jb20vY29vcG9iX19jcGxfX18xNTU1XzcxOTM4X180OTc/dXRtX3NvdXJjZT1ndW10cmVlJnV0bV9tZWRpdW09ZmVlZCZrZXl3b3JkPQ==&jid=1268974&xid=1555_71938
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2y
1
You will provide strategic direction and overall leadership in the total, large and complex Short Term Insurance Moto and Non-Motor Claims process. You will be responsible for achieving optimal levels of efficiency of claims operating procedures so that the highest standard of quality and customer service is maintained.
Requirements:
Matric - With MathematicsRENQF 5 in Short Term Insurance Degree in Law or Risk preferredClass of BusinessMust be FAIS compliant12-15 years of relevant work experience within Short Term Insurance Claims validations and settlement for both personal and commercial lines motor and non-motor.At least 8 years of Managerial experience at an Insurer or Risk Carrier. Experience required in process engineering, strategy development and implementation, budget management, policy wording, claims guidelines and risk acceptance.Specialist-level technical knowledge and understanding of relevant short-term insurance policy wording required.
https://protool.gumtree.co.za/external-link-browser.html?url=aHR0cHM6Ly93d3cuZGl0dG8uam9icy9qb2IvZ3VtdHJlZS8xMzkyNDUxMTc1P3NvdXJjZT1ndW10cmVl&jid=1305790&xid=1392451175
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17h
1
My Short Term Insurance Client is looking for a Motor Claims Consultant.
Requirements:
MatricRe 5FETC in Short Term InsuranceHigher Certificate AdvClass of Business - Personal & Commercial linesMust be FAIS Fit and ProperMs Office Literate5 + years of relevant experience in Personal, Commercial and Agri claims settlementWork experience with a license insurer highly advantageous
https://protool.gumtree.co.za/external-link-browser.html?url=aHR0cHM6Ly93d3cuZGl0dG8uam9icy9qb2IvZ3VtdHJlZS81ODI2MDQ5Nzk/c291cmNlPWd1bXRyZWU=&jid=1283441&xid=582604979
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17h
1
You will be trained to be a Technical Underwriter.
Must have:
MatricRE 5FETC in Short Term Insurance NQF 4 (150 FAIS Credits)2+ years experience in Commercial UnderwritingMS Excel Excellent written and verbal communication skills in EnglishAble to transfer documents from English into Afrikaans.Self confident able to do presentations
https://protool.gumtree.co.za/external-link-browser.html?url=aHR0cHM6Ly93d3cuZGl0dG8uam9icy9qb2IvZ3VtdHJlZS8yOTc3NTUwNzMxP3NvdXJjZT1ndW10cmVl&jid=1156117&xid=2977550731
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17h
1
My Insurance client in the East Rand is looking for a Marine & Engineering claims specialist
Must have:
MatricRE 5Full Fais qualificationionBCom Risk (completed or studying towards)Class of BusinessAdditional Insurance qualifications would be advantageous
https://protool.gumtree.co.za/external-link-browser.html?url=aHR0cHM6Ly93d3cuZGl0dG8uam9icy9qb2IvZ3VtdHJlZS8xMDc3OTAxNzMyP3NvdXJjZT1ndW10cmVl&jid=1305793&xid=1077901732
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17h
1
The main purpose of the Claims Specialist’s role is to validate and process short-term insurance liability claims. The Claims Specialist will furthermore provide guidance and advice (legal) on the interpretation of policy wordings, coverage under the respective policies, undertake merit/liability assessments as well as quantification in respect of large and/ or complex claims, deal with litigation and assist with all complaints made to insurance regulatory bodies.
Required Qualifications
Matric Certificate – essentialRegulatory ExamA formal Degree in Law is preferred. Alternatively, a formal Degree in Risk Management or Short-Term InsuranceClass of Business certification (Personal Lines & Commercial Lines) – Highly advantageousMust be compliant with FAIS Fit and Proper requirements with a track record of working unsupervised.
At least 5-10 years of relevant work experience in claims validations and settlement (both in Motor and Non-Motor claims, as well as in both Personal Lines and Commercial Lines classes of business) or work experience in a law firm specializing in dispute resolution, litigation and insurance.At least 5 years of experience in dealing with all aspects of Liability claimsExperience in dealing with litigious mattersMust be experienced and mandated to make claims settlement determinations for large losses and/ or complex commercial claims (R 2 million or higher)Work experience within a licensed short-term insurer, or Underwriting ManagerSound technical knowledge, understanding, and practical application of relevant short term insurance product wording, including niche products such as Marine and Engineering.Experience in complaints resolution (Regulatory and OSTI related)Review and approval of rejectionsParticipation in operational claims management meetings with managers, brokers, and portfolio managers.Provide key guidance, advice, and recommendation for improvement in policy wordingsProvide governance advice in terms of the relevant legislative and regulatory regime\Ability to plan and prioritise own time and work commitments to deliver timeous claims service within agreed turnaround timesAbility to think independently and to work without supervision.Ability to take initiative and respond pro-actively and independently to situations to secure positive resultsAccepts ownership and accountability for one’s own actions and decisionsIs open to learning opportunities and is committed to continuous self-developmentAbility to communicate openly, and with impactAbility to adapt one’s communication style and content to the audience and context.Ability to easily connect with others and develop professional relationships and partnerships with others
https://protool.gumtree.co.za/external-link-browser.html?url=aHR0cHM6Ly93d3cuZGl0dG8uam9icy9qb2IvZ3VtdHJlZS8zNTU4NDY2NjM4P3NvdXJjZT1ndW10cmVl&jid=1219965&xid=3558466638
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17h
1
You will evaluate the risk of insuring a particular person / asset / building. You are responsible for accepting liability and setting the appropriate premium pricing for the insurance policy.
MatricRE 5FETC In Short Term Insurance NQF 41+ Years working experience in Short Term Insurance in Personal Lines UnderwritingMS OfficeEndorsementsProductivity on all brokers with outsources binder agreementsAttending to all broker queriesAction RenewalsRequesting VAR surveysProcessing corrective action based on claims historyRetain businessProviding quotesManage daily dairyAdhere to procedures
https://protool.gumtree.co.za/external-link-browser.html?url=aHR0cHM6Ly93d3cuZGl0dG8uam9icy9qb2IvZ3VtdHJlZS8yNTk4NzAxNTk3P3NvdXJjZT1ndW10cmVl&jid=1307858&xid=2598701597
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17h
1
Your role will be that of main liaison between the company's internal claims operational staff, management, and its brokers, for all claims-related matters of a highly complex technical/legal nature. Working closely with an allocated portfolio of brokers, the Portfolio Relationship Manager will:
Apply technical product knowledge, legal expertise to facilitate effective resolution ensuring a fair outcome. Act as an expert advisor on all complex claimsProvide training and guidancelead team of claims specialistsProvide information to brokersEvaluate process and procedures
Full claims administrative support will be given by the company's claims department, while the core purpose will be to provide technical and legal guidance and insight to both internal staff and brokers on most complex claims matters.
Minimum Requirements:
Grade 12LLB Degree -essentialHigher Certificate in Short Term InsuranceRE 5DOFA essentialComputer literate6-8 years min in claims (Commercial, Personal & Motor& Non-Motor)Must have worked for a UMA, Insurer, or other Risk Carrier, where broker interaction form an inherent part of the job.
https://protool.gumtree.co.za/external-link-browser.html?url=aHR0cHM6Ly93d3cuZGl0dG8uam9icy9qb2IvZ3VtdHJlZS8yNzMwMjc1MjYwP3NvdXJjZT1ndW10cmVl&jid=1305791&xid=2730275260
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17h
1
My client is looking for a Business Intelligence Analyst
Requirements:
Matric - Mathematics with more than 50%At least 3 years of reporting experienceAt least 2 years of reporting experience using Business Intelligence Reporting ToolStrong Ms Excel skills EssentialBusiness intelligence Reporting tool Certificate (Qlickview, Microsoft Poer BI, QlikSense) EssentialT SQL Moderate - EssentialExperience in Short Term Insurance - EssentialOwn transport - essentialFluent in English - essentialWillingness to work over time.
Duties:
Reporting Data Management and reconciliationReport Design & ImplementationData AnalysisLiaison with usersDashboard DevelopmentProjects
https://protool.gumtree.co.za/external-link-browser.html?url=aHR0cHM6Ly93d3cuZGl0dG8uam9icy9qb2IvZ3VtdHJlZS80ODM5MzUyODM/c291cmNlPWd1bXRyZWU=&jid=1283440&xid=483935283
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17h
1
You will be trained to be a Technical Underwriter.
Must have:
MatricRE 5FETC in Short Term Insurance NQF 42+ years experience in Commercial UnderwritingMS Excel Excellent written and verbal communication skills in EnglishSelf confident able to do presentations
https://protool.gumtree.co.za/external-link-browser.html?url=aHR0cHM6Ly93d3cuZGl0dG8uam9icy9qb2IvZ3VtdHJlZS8xNTQxNDE5ODI4P3NvdXJjZT1ndW10cmVl&jid=1305787&xid=1541419828
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17h
1
Your main purpose will be to quote on all commercial business received for the specific Portfolio Managers you have been assigned to. Quote, Amendments, ad-hoc processing of commercial new business and loading of new business are also required. Quoting for new business policies should be in accordance with prescribed guidelines. Coverall quality of customer service.
Required:
MatricFETC in Short Term Insurance NQF 4Higher Certificate in Short Term Insurance NQF 5 or higher would be highly advantageousRE 5Computer literate Ms OfficeExposure to TIAL 3 years of relevant working experience in short-term insurance sales
ONLY SA CITIZENS - THIS IS AN EE POSITION
https://protool.gumtree.co.za/external-link-browser.html?url=aHR0cHM6Ly93d3cuZGl0dG8uam9icy9qb2IvZ3VtdHJlZS8xMTQ4NDUyODU4P3NvdXJjZT1ndW10cmVl&jid=1312845&xid=1148452858
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17h
1
My Short Term Insurance Client requires a PA to MD
Minimum Requirements:
Matric5 + years of experience as a PA to MD / CEO / COOMS Office Accurate typing. Manage electronic diariesDo Travel bookingsTake Minutes of MeetingsGeneral Administration.OrganisedResides in the East Rand.
https://protool.gumtree.co.za/external-link-browser.html?url=aHR0cHM6Ly93d3cuZGl0dG8uam9icy9qb2IvZ3VtdHJlZS8yMTExODI2ODQ4P3NvdXJjZT1ndW10cmVl&jid=1366459&xid=2111826848
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17h
1
As part of the Data Analytics team, you will apply your programming and advanced analytics skillsets to work closely with the internal auditors to develop analyses and testing strategies that derive insight and help the internal audit team to better understand the company’s processes and controls. Proposed enhancements to processes and controls will follow from the various assessments
Qualifications, Skills and Experience
Minimum of 2 years experience working in the Data Analytics field, including 2 years experience in the Non-life Insurance Industry.Relevant degree in Statistics, Mathematics, Actuarial Sciences, and Data Science.Hands-on experience with SQL programming.Strong understanding of database concepts like views, materialized views, primary keys, table joinsExperience with visualisation tools (Power BI) would be beneficial.Experience with analytical/statistical programming would be beneficial.Excellent communication skills (written and oral). Ability to communicate what isrelevant and important in a clear and concise manner.Ability to handle multiple tasks and takes initiative to improve performance.Ability to create new ways to improve current processes and develop solutions that are practical.
Responsibilities
Extract data from the company’s data warehouse, identifying key features, patterns and exceptions.Assess the quality of data extracted to understand potential limitations or issues. Provide guidance on addressing data quality issues.Generate exception reports from the data warehouse based on defined parameters.Perform large-scale recalculations and comparisons of results vs data extracts/reports.Perform scenario-based testing on data extracts/reports.Review SQL code to identify sources of data and the accuracy and completeness thereof.Understand and provide guidance on the appropriateness of individual access to data.Develop and maintain MIS in order to streamline and drive automated reporting.Develop visualisation analytics and reporting to present scenarios from the data; both at a high level to highlight potential risks and at a detailed level to enable root cause analyses.Assist the Internal Auditors by using hands-on analysis of company data and providing insights from this.Help the Internal Audit team understand the data tools, approaches and infrastructure available to them.Work with the Internal Audit team to build strategic self-service data products that enable the team to more efficiently and effectively work with company data and identify potential risks.
https://protool.gumtree.co.za/external-link-browser.html?url=aHR0cHM6Ly93d3cuZGl0dG8uam9icy9qb2IvZ3VtdHJlZS8yNjUxNTQxODU5P3NvdXJjZT1ndW10cmVl&jid=1324862&xid=2651541859
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17h
1
My Short Term Insurance Client is looking for a Technical Engineering Underwriter.
Requirements:
Grade 12FETC in Short Term Insurance (ESS)Higher Certificate in Short Term Insurance (ADV)RE 5 passedMust be FAIS Fit & ProperBasic Ms Office Advanced product knowledge and application of Engineering insurance5+ years of relevant work experience Knowledge and understanding of current market trends within the industry, external factors that could impact the business, as well as a sound understanding of competitor product offerings.
Duties:
Underwrite Engineering risks which will include renewals and policy amendments if required.Maintain effective strategies and organisation skills within the Engineering Department.Develop and maintain strong relationships with brokers and internal stakeholders.Negotiate terms and conditions with Business Partners.Policy documentation and administration – ensure accurate policy documentation is issued to brokers and maintain accurate records of such.Proactively drive involvement of functional areas within the Engineering division.Proactively liaise with relevant stakeholders when new business is underwritten.Work effectively within the Technical Team environment and provide support in terms of investigations and formulation of new product enhancement and Reinsurance business.
https://protool.gumtree.co.za/external-link-browser.html?url=aHR0cHM6Ly93d3cuZGl0dG8uam9icy9qb2IvZ3VtdHJlZS8xNDY5MDk3MTQwP3NvdXJjZT1ndW10cmVl&jid=1305789&xid=1469097140
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17h
1
My client is looking for a Business Intelligence Analyst
Requirements:
Matric - Mathematics with more than 50%At least 3 years of reporting experienceAt least 2 years of reporting experience using Business Intelligence Reporting ToolStrong Ms Excel skills EssentialBusiness intelligence Reporting tool Certificate (Qlickview, Microsoft Poer BI, QlikSense) EssentialT SQL Moderate - EssentialExperience in Short Term Insurance - EssentialOwn transport - essentialFluent in English - essentialWillingness to work over time.
Duties:
Reporting Data Management and reconciliationReport Design & ImplementationData AnalysisLiaison with usersDashboard DevelopmentProjects
https://protool.gumtree.co.za/external-link-browser.html?url=aHR0cHM6Ly93d3cuZGl0dG8uam9icy9qb2IvZ3VtdHJlZS8zOTU3NDc3MzQ1P3NvdXJjZT1ndW10cmVl&jid=1308354&xid=3957477345
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17h
1
Your role will be that of main liaison between the company's internal claims operational staff, management, and its brokers, for all claims-related matters of a highly complex technical/legal nature. Working closely with an allocated portfolio of brokers, the Portfolio Relationship Manager will:
Apply technical product knowledge, legal expertise to facilitate effective resolution ensuring a fair outcome. Act as an expert advisor on all complex claimsProvide training and guidancelead team of claims specialistsProvide information to brokersEvaluate process and procedures
Full claims administrative support will be given by the company's claims department, while the core purpose will be to provide technical and legal guidance and insight to both internal staff and brokers on most complex claims matters.
Minimum Requirements:
Grade 12LLB Degree -essentialHigher Certificate in Short Term InsuranceRE 5DOFA essentialComputer literate6-8 years min in claims (Commercial, Personal & Motor& Non-Motor)Must have worked for a UMA, Insurer, or other Risk Carrier, where broker interaction form an inherent part of the job.
https://protool.gumtree.co.za/external-link-browser.html?url=aHR0cHM6Ly93d3cuZGl0dG8uam9icy9qb2IvZ3VtdHJlZS80MjM5OTQ3MDA1P3NvdXJjZT1ndW10cmVl&jid=1057567&xid=4239947005
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17h
1
The core purpose of this role is to ensure reliable operations- and administrative support functions for the Sales Consultants and Portfolio Managers so that they may prioritise the achievement of sales targets. This role is therefore responsible for the management and control of all internal operations and administrative related functions within the Sales Division.
The Manager designs efficient workflow structures, incorporating internal standard operating procedures (SOPs), sound risk management practices, internal standards of quality and service excellence, as well as agreed turn-around times, and accordingly assigns duties to sales operational/ administrative support personnel.
Minimum Requirements:
Grade 12NQF 4 or higher certificate in Short-Term InsuranceRE 5 (Representative Exam)Must provide evidence of FAIS Fit & Proper status (DOFA)Related BCOM degree – highly advantageousFurther training or qualification in Management or Leadership – highly advantageousSound/ Specialist Product knowledge and application in respect to Personal and Commercial Lines classes of businessMinimum of 10 years of relevant work experience within the Short-Term Insurance Sales sphereAt least 5 years of related experience in a Managerial/ supervisory capacity, with a specific focus on operations management and employee management.Experience dealing with Brokers, including brokers with Binder/Outsource AgreementsKnowledge and understanding of current market trends within the industry, external factors that could impact the business, as well as a sound understanding of competitor product offerings
https://protool.gumtree.co.za/external-link-browser.html?url=aHR0cHM6Ly93d3cuZGl0dG8uam9icy9qb2IvZ3VtdHJlZS8xOTk2MjgyNjI3P3NvdXJjZT1ndW10cmVl&jid=1324861&xid=1996282627
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17h
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